Annuities
Build Steady Retirement Income with Confidence
Annuities help you turn savings into income — with options that fit your retirement goals, timeline, and comfort with risk. Whether you’re looking for a safe place to grow your money or a guaranteed monthly payout, we explain your options clearly so you can make confident decisions. We’ve helped clients across Bucks and Montgomery Counties — and beyond — understand how annuities can support a stable, secure retirement.
Offering Customized Retirement Solutions
An annuity is a contract with an insurance company designed to grow your money safely or pay it back as income. Options include fixed, indexed, and lifetime income annuities — and we help you understand the difference.
What We Cover
- Fixed annuities with guaranteed interest rates
- Indexed annuities linked to market growth (with no loss)
- Lifetime income annuities that never run out
- Annuities with long-term care or terminal illness riders
- Options for tax deferral and legacy planning
How We Help
- Explain how annuities compare to other retirement accounts
- Review current interest rates and contract terms
- Help calculate guaranteed income streams
- Work with your financial advisor or CPA when needed
Annuity FAQs
Annuities can sound complex — but with the right guidance, they can be one of the simplest tools for income security.
How do annuities grow over time?
It depends. Fixed annuities offer a guaranteed interest rate. Indexed annuities grow with the market — without losing principal.
Can I get income for life?
Yes — many annuities offer lifetime income options, so you never outlive your money.
What happens if I pass away?
Your annuity can pass to a beneficiary, just like life insurance. We’ll help set it up correctly.
Are annuities better than savings accounts?
For long-term planning, annuities often offer higher interest rates and tax advantages — but they aren’t as liquid.
Can I use annuities to supplement retirement income?
Definitely. Many clients use annuities to create steady monthly income in retirement without relying solely on investments.