Medicare Supplement (Medigap)

Predictable Costs, Peace of Mind

Medicare Supplement Insurance — also known as Medigap — helps pay the “gaps” that Original Medicare leaves behind. That includes deductibles, copays, coinsurance, and other out-of-pocket costs.


For those who want freedom to choose doctors and fewer billing surprises, Medigap can offer peace of mind and simplicity. We help you understand which plan makes the most sense based on your needs, budget, and where you live.

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Explain the A–N Plan Options

Medicare Supplement Plans are standardized — meaning Plan G or Plan N will offer the same benefits no matter which insurer provides it. The differences come down to price, service, and how those benefits fit your care habits.

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Help Cover What Medicare Leaves Behind

  • Medicare Part A and B deductibles
  • Hospital copays and extended stays
  • Excess charges from non-participating doctors
  • Skilled nursing facility coinsurance
  • Some plans even cover foreign travel emergency care
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We Help Walk You Through the Enrollment Process

  • Break down each plan letter and what it covers
  • Help you enroll during your Medigap Open Enrollment Period
  • Compare monthly premiums across carriers
  • Confirm you’re not overpaying — and not underinsured

Medicare Supplement FAQs

Here’s what many first-time Medigap clients ask — and how we help make it simple.
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  • How is Medigap different from Medicare Advantage?

    Medigap works with Original Medicare to pay what it doesn’t cover, while Advantage plans are an alternative with different benefits and networks.

  • What’s the best time to enroll in a Supplement Plan?

    Your Medigap Open Enrollment Period — the six months after you turn 65 and enroll in Part B — is usually the best time to get any plan without underwriting.

  • Do Medigap plans include dental or vision?

    No, but we can help you add stand-alone dental, vision, and hearing plans.

  • Will I still need a Part D plan?

    Yes — Medigap doesn’t include prescription coverage, so we’ll help you choose a Part D plan too.

  • Can I switch Medigap plans later?

    Possibly — but depending on your state and health, you may have to answer medical questions. We’ll talk through your options.