Sun, Summer, and Skin Health

As summer approaches and we relish longer days under the sun, concerns about skin cancer might naturally arise, especially if you're over 65. While skin cancer is one of the most common types of cancer, early detection can significantly improve outcomes. Thankfully, Medicare helps cover many vital detection and treatment services, ensuring peace of mind and access to necessary care.

What Medicare Covers

- Medicare covers medically necessary services related to skin cancer detection and treatment, including doctor visits for suspected cases, biopsies, and related treatments. - Keep in mind, cost-sharing applies. Patients pay a portion after meeting their deductible. - Discussions about preventive care during your annual wellness visit are covered. This is a great time to bring up any skin concerns you might have.

Self-Checks and Physician Reporting

- Routine full-body skin exams aren't covered unless a doctor identifies a suspicious lesion. This highlights the importance of regular self-checks and promptly reporting any changes to your physician. - Note that cosmetic procedures like removing benign moles or skin tags are not covered by Medicare.

What Isn't Covered

- Original Medicare doesn't cover sunscreen or preventive skincare products, though some Medicare Advantage plans might offer extra benefits. It’s wise to check your plan’s specifics. - Medicare also doesn't cover experimental or non-FDA-approved treatments.

Stay Proactive

Staying proactive about your skin health is crucial. If you have questions about what your plan includes, consider reaching out to a Medicare advisor or your plan provider for clarification. Remember, your health is your wealth—take steps to protect it today.